North Carolina · Dental coverage
Medicare Advantage Plans With Dental Coverage in North Carolina (2026)
154 of 155 Medicare Advantage plans in North Carolina (over 99%) include dental coverage for 2026.
These plan figures are for 2026, the latest plan year in our data. Plans, premiums, and benefits for 2027 can differ. Compare 2027 plans on Medicare.gov Plan Finder before you choose.
Benefit amounts here are from 2026 plan filings. CMS publishes 2027 benefit details in the fall, and we will update this page when they load.
The short answer
154 of 155 Medicare Advantage plans in North Carolina (over 99%) include dental coverage for 2026.
Among the 91 plans that list a dollar amount, the median is $2,000 a year, and amounts range from $250 to $20,000.
- Plans with dental coverage
- 154
- Share of plans
- over 99%
- Plans checked (2026)
- 155
- Median amount (91 plans list one)
- $2,000 a year
- Plans with comprehensive dental (fillings, crowns, dentures)
- 146
About dental coverage
Original Medicare does not cover most routine dental care. Many Medicare Advantage plans add dental benefits, from cleanings and X-rays (preventive) to fillings, crowns, and dentures (comprehensive), usually up to a yearly dollar limit.
What to check before you choose
- Most plans cap dental spending each year. Costs above the cap are yours.
- Major work such as crowns or dentures often has coinsurance, waiting periods, or limits on how often it is covered.
- You may need to use dentists in the plan's network.
More on Medicare Advantage in North Carolina
Key dates
Plans mail an Annual Notice of Change by September 30. Read it before Open Enrollment: it lists what your plan changes next year.
- October 15, 2026 – December 7, 2026
- Open Enrollment for 2027 coverage. Join, switch, or drop a Medicare Advantage or drug plan.
- January 1, 2027
- Changes made during Open Enrollment take effect.
- January 1, 2027 – March 31, 2027
- Medicare Advantage Open Enrollment. If you are already in a Medicare Advantage plan, you can make one change.
- December 8, 2026 – November 30, 2027
- You can switch once into a plan with a 5-star overall rating, if one is sold where you live.
Free, unbiased help in North Carolina
You can also call Medicare at 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048), 24 hours a day, 7 days a week.
Other senior benefits in North CarolinaFrequently asked questions
- How many Medicare Advantage plans in North Carolina include dental coverage?
- 154 of 155 plans include dental coverage for 2026, based on CMS plan data. Which plans you can join depends on your county, so check the plans at your ZIP code on Medicare.gov Plan Finder. Benefits vary by plan and location.
- Who can get dental coverage in North Carolina?
- Anyone enrolled in a plan that offers it. To join a plan you must live in its service area and have Medicare Part A and Part B. Benefits vary by plan and location.
- When can I switch to a plan with dental coverage?
- During Open Enrollment, October 15, 2026, to December 7, 2026. Coverage starts January 1, 2027. Outside that window you need a Special Enrollment Period, or the January 1 to March 31 window if you are already in Medicare Advantage.
Sources and method
- Source: CMS Medicare Advantage plan data, 2026 plan year
Built from the CMS Medicare Advantage landscape, Plan Benefit Package, star rating, and monthly enrollment files. Plan figures are for the 2026 plan year. Enrollment data as of September 2026. Each plan counts once statewide, even when it is sold in many counties. Employer group plans are left out. CMS hides enrollment counts of 10 or fewer, so shares can add up to a little under 100%. Benefit flags follow the plan filings, so a benefit counts whether it is listed on its own or as part of a combined allowance card.
About this page
Senior Deal Club is not affiliated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), or any government agency. This page is educational. It is not an offer of insurance and does not recommend a plan.
Plan and enrollment figures on these pages come from public CMS data and cover every insurer in that data, listed in a neutral order. Not all plans offer all benefits. Benefits, premiums, and costs vary by plan and location, and limitations and exclusions may apply.
For information on all of your options, contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048), or your State Health Insurance Assistance Program (SHIP).
Senior Deal Club may be paid when visitors to other parts of this site speak with licensed insurance agents. That does not change the figures here. See our editorial policy.